Posted on July 06, 2022 in Divorce

As Americans struggle with inflation, supply chain issues, and rising prices, many are turning to credit cards to make ends meet. Credit cards can be a useful financial tool. However, credit card debt can quickly spiral out of control.

If you are getting divorced, you may have many questions and concerns about credit card debt. How is credit card debt divided between spouses? Do we have to pay off our credit cards before we can divorce? What if a spouse promises to pay credit card debt and fails to do so?

Responsibility for Credit Card Debt in Illinois

Illinois courts handle debt similarly to property in a divorce. A debt that a spouse acquired before getting married is usually non-marital debt while debts acquired during a marriage are marital debt or joint debt. However, many different factors can influence liability for debts in a divorce. Sometimes part of a debt is considered marital and part of it is considered non-marital.

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 Posted on June 28, 2022 in Family Law

When people think of abuse or domestic violence, they may picture a battered individual with visible injuries. Although physical abuse is one type of domestic violence, it is not the only type of abuse men and women may be subjected to. Threats, intimidation, scare tactics, stalking, and harassment are just some of the ways an abuser may hurt someone without physically injuring them.

Fortunately, Illinois law reflects the fact that abuse does not always involve punching or kicking. Other forms of psychological and emotional torment also fall under the category of abuse. Victims have the right to seek legal protection against abuse through an order of protection. In many cases, getting an order of protection is the best way to prevent further abuse, harassment, and violence from escalating.

Understanding The Timeline of Abuse

Abusive relationships often follow a pattern. At first, the relationship is pleasant and respectful. However, over time, the abuser becomes more and more controlling and violent. The abuser starts using verbal abuse like insults and yelling to destroy the victim’s self-esteem. He or she isolates the victim from friends and family, uses gaslighting and other psychological tactics to confuse the victim, or purposefully embarrasses the victim. These types of emotional and mental abuse tactics are often the precursor to physical violence. If you or a loved one are currently suffering from this type of non-physical abuse, do not wait until the situation escalates to take action.

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 Posted on June 27, 2022 in Family Law

The term “paternity” refers to fatherhood. Mothers and fathers in Illinois often have questions about how paternity works. Contrary to what many believe, paternity is not always automatically established by a baby’s birth. In some cases, parents must take additional action to formalize the child’s legal relationship with his or her father. The situation becomes especially complex when a mother is unsure of who the father is, or the father denies his paternity.

How Can I Establish a Child’s Legal Relationship with His or Her Father?

If parents are unmarried, they must establish paternity. The easiest way is to sign a document called a Voluntary Acknowledgement of Paternity (VAP) and submit it to the Illinois Department of Healthcare and Family Services (HFS). Paternity may also be established through an administrative order through the HFS or through a court order.

What if I Signed a VAP and Then Found Out I Am Not the Father?

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 Posted on June 23, 2022 in Divorce

Only a few short decades ago, telephones were landlines physically wired to a person’s home. Phones were used for making phone calls and little else. Nowadays, we use smartphones for calls, text messages, social media, searching the internet, shopping, and even paying our bills. Most people’s cell phones contain a shocking amount of personal information. Consequently, many divorcing spouses wonder how and when cell phone information can be used in divorce proceedings.

Gathering Text Message and Call Logs in a Divorce Case

The portion of the divorce in which both parties gather information is called discovery. Discovery often involves depositions, interrogatories, requests for production of documents, and other formal requests for information. Accessing evidence like tax documents or bank account statements is usually easier than gathering cell phone records. Unless a spouse willingly hands over cell phone data, which is unlikely in a contentious divorce, the most common way to get cell phone records is through a subpoena.

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 Posted on June 20, 2022 in Child Custody

Divorcing or unmarried parents have to address many crucial child-related issues. In Illinois, parents are asked to create a parenting plan that specifically states each parent’s rights and obligations. The parents will include information about the parenting time schedule (formerly known as visitation) as well as the allocation of parental responsibilities or decision-making authority.

Research shows that about 2.6 percent of children live in single-parent homes with a parent who is addicted to illegal drugs. Another study shows that more than one in ten children have a parent with alcoholism.

If you or your child’s other parent has a substance abuse problem, it is important to know how this can impact the allocation of parenting time and parental responsibilities.

Parental Drug and Alcohol Use

Some parents suffering from addiction are able to keep their addiction a secret. They do not use substances around their child, and the addiction does not affect their parenting ability. However, others place their child in danger because they are too impaired by drugs or alcohol to keep the child safe and provide a reasonable degree of care.

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 Posted on June 17, 2022 in Divorce

Cupid’s arrow does not always strike at the most convenient time. Sometimes, a married person meets a new romantic partner before their current marriage is officially terminated by divorce. If you are getting divorced and you or your spouse have moved in with a new romantic partner, you probably have questions about how cohabitation affects divorce in Illinois.

Adultery and Divorce in Illinois

When a married person enters into a romantic relationship before their marriage is over, this can be considered adultery. In Illinois, there are no fault-based grounds for divorce such as infidelity or abuse. All fault-based grounds were eliminated several years ago. The only ground or justification for divorce in Illinois is “irreconcilable differences.” So, you will not need to list adultery on any divorce paperwork.

Living With a New Partner Can Affect Property Division

Illinois law states that courts divide marital property without regard to marital misconduct like an extramarital affair. However, there is one situation in which having a new romantic relationship can affect asset division during divorce. If a spouse uses, spends, or sells marital property during an extramarital relationship, it could be considered dissipation of assets. For example, if you move in with a new partner and pay your rent using a joint bank account you share with your soon-to-be-ex-spouse, your spouse may be able to file a dissipation of assets claim. If the claim is successful, your spouse would be entitled to reimbursement for half of the dissipated funds.

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 Posted on June 14, 2022 in Divorce

As high-income individuals getting divorced can attest, having money does not solve all of your problems in life. In fact, affluence can make divorce much more complex – especially if a spouse is not honest about income, assets, and debts. Forensic accounting is a process used in high-asset divorce cases to uncover hidden assets and other forms of fraud.

If you are getting divorced and suspect your spouse is transferring funds, concealing assets, misrepresenting income, or otherwise lying about money, forensic accounting may be useful in your divorce case.

Hidden Assets and Undisclosed Income in a Divorce

Spouses may use many different tactics to falsify financial information in a divorce. For example, a spouse who wants to avoid sharing assets with the other spouse in a divorce may hide money in offshore accounts or transfer funds to a co-conspirator. Some distort the value of the marital estate by undervaluing assets of great worth like antiques or fine art. Business owners may alter business financials to make the business appear less profitable than it actually is or use business investments to hide personal assets. These types of unlawful tactics undermine the divorce process and prevent the other spouse from receiving a fair divorce settlement or award. Financial fraud may reduce the amount of money a spouse receives in child support or spousal maintenance and lead to an inequitable division of marital assets.

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 Posted on June 13, 2022 in Prenuptial & Postnuptial Agreements

Owning a business can be both lucrative and deeply rewarding. However, as any business owner can tell you, it is not easy. Whether you are an entrepreneur running a startup or a business owner with decades of experience, getting married can change things. Anyone who plans to wed should understand how marriage and divorce can impact their business. One way to protect your business is through a prenuptial agreement.

A Prenup Can Protect the Business in the Event of Death or Divorce

No one gets married thinking that the marriage will end in divorce. The idea is unromantic at best and offensive at worst. However, statistics show that 40-50 percent of marriages do ultimately end up in divorce. Planning for this possibility is reasonable even if your relationship is thriving. Furthermore, prenuptial agreements can be beneficial even if a couple stays together until one of the spouses passes away.

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 Posted on June 08, 2022 in Family Law

In 2022, child support is calculated based on both of the parents’ net incomes. If the parents have a relatively equal amount of parenting time, the child support obligation is modified accordingly. Read on to learn more about how child support is calculated if parents share custody 50/50.

Parenting Time and Shared Parenting Scenarios

Physical custody of a child is now referred to as parenting time in Illinois, but the term custody is still used in informal settings. Divorcing parents are permitted and encouraged to develop a parenting time schedule that works for them. For example, in some families, one parent has the children on weekends and the other on weekdays. In other families, children stay with one parent the first and third weeks of the month and the other parent on the second and forth weeks of the month.

A shared parenting arrangement occurs when both parents have the children more than 40 percent of the time. This works out to 146 overnight visits a year. If you and your child’s other parent have 50/50 or near 50/50 custody, this is considered a shared parenting arrangement. It is important for you to understand how shared parenting arrangements influence child support obligations.

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 Posted on June 06, 2022 in Divorce

Studies show that about 20 percent of men and 13 percent of women admit to cheating on their spouse. If your marriage is ending because of adultery, you may wonder how this can impact your divorce case. You may wonder if a cheating spouse is expected to pay more alimony or will have a harder time getting custody of their kids in the divorce. If you were the innocent spouse, you may wonder if there is a way to hold your spouse accountable for their adulterous actions during the divorce. Read on to learn more about how infidelity can affect divorce in Illinois.

No-Fault Divorce Laws

Illinois is a no-fault divorce state. When an Illinois resident seeks a divorce, the only available “ground” or legal reason for divorce is “irreconcilable differences.” Divorcing spouses do not need to assign blame for their marriage’s breakdown. They just need to affirm that they have experienced irreconcilable differences that cannot be resolved and that continued attempts at reconciliation would not be in the family’s best interests.

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